This site is published for the benefit of clients and fellow professionals on topical matters of interest. Our advice is arrived at on a completely independent basis. While we believe that the information contained here is accurate and critical to success, you are advised to seek specific guidance that is unique to your circumstances.

In plain English, most of this is accurate but some of it isn’t, and we are not sure which is which while we keep learning from everywhere we can. In other words, the decisions remain yours and you should be thorough and cautious. We will do our best, but nothing is guaranteed.